Quick Answer
To make a valid Will In Ghana, it must comply with the Wills Act, 1971 (Act 360). It must be prepared correctly.
Key Takeaways
- A person who makes a Will is called a Testator.
- The Will must be put in writing and signed by the Testator.
- The Testator must be more than 18 years and of sound mind.
- The Will must be signed/attested by at least two (2) witnesses.
- The two (2) witnesses and the Testator must all be present at the same time during signing.
The Value of a Strong Valid Will
Some Wills are actually fake, forged or not valid in some dishonest way. However, many inheritance disputes in Ghana begin not because of a forged Will but because a genuine Will was poorly prepared. This may happen because the one preparing the Will does not follow strict protocols. The Will ends up being poorly drafted, witnessed or poorly handled, and open to challenge. The simplest lapse in the drafting or preparation process can create mistrust between family members when the time comes for inheritance.
A valid and strongly made Will can provide legal clarity, reduce uncertainty, and help ensure that a person’s wishes are recognised after death. It may also reduce conflict between surviving family members and simplify the administration of the estate.
Ghanaian law requires certain legal formalities to be satisfied before a court will recognise and enforce the Will. The important elements: mental capacity, signatures, witnesses, alterations, and improper execution can all affect the validity of a Will later.
This is why understanding the legal requirements of a valid Will is important. It helps to establish trust and confidence long before any dispute arises. A mistake made during preparation may only become visible years later. It may be too late when the person who made the Will is no longer alive to clarify their intentions.
How To Make A Valid Will in Ghana (Step-by-Step)
A Will is only valid if it satisfies the requirements of the Wills Act, 1971 (Act 360). The requirements are not only about the content of the Will but also about how it was prepared, signed, witnessed or stored. Even where the contents of a Will seem clear, problems with its execution or attestation may later create disputes about the validity of the Will. It is worth noting here that there are many factors can affect the validity of a Will. This list is not exhaustive.
How to Make A Valid Will
Courts may examine the preparation, execution, witnesses, and surrounding circumstances of the Will before recognising it as legally valid.
1. Ensure Legal Capacity
The testator must be of age (18+ years) and sound mind at the time of making the Will.
2. Put it Into Writing
To be valid, the Will must be in writing that is clearly expressed and legible.
3. Endorse it with a Signature/Mark
The Will must be signed or properly endorsed by the person making it (testator).
4. Signed by at least Two (2) Witnesses
It must also be signed/attested by two (2) witnesses present at the same time.
5. Ensure Proper Custody & Registration
It is advisable to deposit a sealed copy at the High Court and another secure location.
Mistakes, alterations, corrections, or unclear changes may later create disputes about the validity of the Will. These should be properly endorsed or avoided altogether. For complete peace of mind, consider seeking formal legal guidance when drafting or updating your Will.
Step 1: Ensure You Have the Legal Capacity
Rule:
The person making the Will must be an adult (18+years) and have the mental capacity to understand the nature and effect of the document they are signing.
Practical meaning:
This means that the person must be of age and of a sound mind. Age – The Testator must be eighteen (18) years or above at the time of making the Will. A will made by a minor is not valid in Law. Sound Mind – The Testator must also be of sound and sober mind at the time of making the Will. This means that if the Testator is intoxicated, delusional or in any way mentally incapacitated at the time of making the will, then it is not valid.
Common issue:
Disputes sometimes arise where the testator was seriously ill and hospitalized at the time of signing the Will. They could also be elderly and mentally deteriorating but with moments of lucidity. It is therefore good to anticipate such issues at the preparation stage and put in safeguards.
Step 2: Put Your Intentions in Writing
Rule:
A valid Will is generally expected to be properly written and clearly expressed.
Practical meaning:
The document should clearly and legibly express the intentions of the person making the Will. beneficiaries should be identified by correctly spelled names. Aliases and relationship may be mentioned for better identity. e.g. I give house “X” to my son, Kofi Mensah aka Koo Mensah.
Many testators get this wrong. That is why our Will Generator system asks for each beneficiary’s full name, their relationship to you, and one detail that tells them apart from anyone with a similar name.
Common issue:
Poor drafting, vague language, contradictory clauses, or informal homemade documents may later create confusion or disputes among beneficiaries. Many disputes have lasted several decades because the family could not agree whether “family” meant nuclear or extended family. Clarity of writing, language and expression can help prevent these things.
Step 3: Sign or Endorse the Document
Rule:
The Will should normally be signed or properly marked by the testator.
Practical meaning:
The signature or mark helps confirm that the document was personally approved by the Testator.
Common issue:
Unsigned documents, incomplete signatures, disputed signatures, or cancellations/alterations may later affect the validity of the Will.
Step 4: Have Two Witnesses Present
Rule:
Witnesses must properly attest the Will during execution.
Practical meaning:
The witnesses help confirm that the person signed the Will voluntarily and appeared to understand what they were doing. Attestation means the witness swear that they were present together at the same time and saw the testator signing the Will and that he appeared to be of sound mind.
Common issue:
Improper witnessing procedures, absent witnesses, or disputes about who was present during signing may create later challenges to the Will. A Will may be invalidated because one witness received a phone call at the time of signing and stepped out to receive it.
Step 5: Ensure Proper Custody and Registration
Practical point:
Some Wills may be deposited or registered for safe custody after preparation. A Testator may deposit/register his own Will in the High Court of Ghana for safe custody. The Registrar will give the Will a registration number after a fee of GHc50.00 has been paid. The Will will then be deposited into storage at High Court.
Why this matters:
Registration or official custody arrangements may help preserve the document and reduce the risk of loss, destruction, or concealment after death.
Common issue:
Family members sometimes discover after death that nobody knows where the original Will is located, is is completely destroyed by rodents or damp and mould. There may also be multiple copies with minor but impactful variations. The Will should be properly sealed and stored in a dry safe place. Registration at the high Court may help authenticate validity where multiple copies exist.
What Happens After the Will Is Made?
Making a Will is only one part of the process. Questions involving, access after death, and surrender obligations may later become extremely important. Many inheritance conflicts begin not because a Will was invalid, but because nobody knew where it was kept, the document was unsealed unlawfully, or disagreements arose about access. This is why proper custody and administration of the Will may become just as important as the drafting process itself.
Reading of the Will After Death
Practical point:
After death, the Will becomes relevant during probate or estate administration proceedings. After the death of the Testator, the family may write to the Registrar and arrange a Reading of the Will. This is a small ceremony at the office of the Registrar where the Will is unsealed and the contents will be read out for the first time.
Why this matters:
The contents of the Will help determine who administers the estate, who benefits, and how property is distributed. Sometimes the Will may contain funeral or burial instructions.
Common issue:
Disputes sometimes arise where different family members claim different instructions existed, beneficiaries disagree about interpretation, or allegations are made that pages were altered or removed.
Obligation to Surrender the Will
Practical point:
A person who possesses the original Will after death has legal responsibility. The person is required by law to produce the Will to the family and submit it to the High Court within 14 days.
Why this matters:
Concealing, withholding, or improperly interfering with the Will may later complicate probate proceedings and increase family conflict. It is also a criminal offence punishable by fines, jailtime or both.
Common issue:
Inheritance disputes sometimes escalate because the original document is withheld, access is delayed, or family members distrust the person holding the Will.
Common Mistakes & Frequently Asked Questions (FAQs) About Wills in Ghana
How much does it Cost to make a Will in Ghana?
The costs involved in making a Will are in two stages. The Legal fee paid to your lawyer and the Registration Fee paid to Court for safe storage of the Will. According to the 2022 GBA Scale of Legal Fees, the maximum charge for a simple Will is GHc9,000.00 and the maximum charge for a complex Will is GHc18,000.00. The High Court charges a small fee for registration and safe storage of the Will.
How can an illiterate, blind or disabled person make a Will?
There are people who for one reason or the other are unable to see, read, write, or sign a signature. Other people may be unable to speak or write English. Such persons may engage a qualified professional to put the Will into writing for them. Such a Testator may have to thumbprint the Will. The professional will have to swear a formal jurat on the Will. This will be in addition to the normal requirements
Can I write my own Will? Do I need a lawyer to make a Will?
Many say it is advisable to engage the services of a Lawyer to make a Will but it is not compulsory. If you possess the proper knowledge then you can make your own will.
If you would like help laying it out properly, our Will Generator system walks you through the questions one at a time and produces a printable draft in about ten minutes, for a lawyer to check before you sign.
What if I record everything on Video? Is that better than signed paper?
No. A video has not yet been determined to be a valid replacement for a written Will. Some testators add a Video Will as a companion to the written will. The idea is to strengthen the credibility of the written will in the event that it is challenged after death of the Testator.
Common Mistakes & FAQs Continued
My father left a typed Will but there are pen writings in it. Is it valid?
Any alterations or changes made to a Will shall not take effect unless they are separately made in the same manner as the Will. This means that if there are cancelations and other alterations in ink or writing over text, the changes will not be acknowledged. Only the original text of the Will will be acknowledged. Changes will be accepted only if they are made in a separate document in the same manner as the original Will itself.
Can a Will be changed later?
Yes. A will can be changed. All the existing copies of the old Will must be withdrawn from the High Court or any other place where they are kept and destroyed and then a New Will can be prepared to replace it.
How do we locate the Will?
To locate a Will, first search the deceased’s personal documents, home, office, and any external deposit boxes. Second, contact their lawyer, as legal practitioners keep copies of the original Will. You may also enquire from spouse, adult children, uncles, parents, close friends and family or the larger family. Final place will be the Registry of the High Court. If all these sources prove futile, then it is likely there is no Will.
What if we don’t find the Will? Where the Will is too damaged?
If the original Will is completely lost or severely damaged, the court may legally presume that the deceased intentionally destroyed it to revoke it. However, if you can prove the Will was lost or damaged accidentally (such as in a fire) or after the person died, the court might allow a certified copy or the lawyer’s original draft to be admitted to probate. If no valid copy can be proven, or if no portion of the Will can be discerned at all, then the deceased will be considered to have died intestate, and the estate must be distributed according to the strict legal percentages of PNDCLaw 111.
Conclusion
Like all laws, there are varying exceptions to these basic requirements of a valid will. Every situation is unique and the Courts will determine every dispute or question on its own merits. However, the Wills Act, is a standard and provides the criteria for assessing whether a Will is valid or not.
Next Step: Make Your Will Now
You now know the five steps. Our Will Generator takes you through the steps one question at a time; takes about 10mins to collect your details and produces a printable draft. It is free and private, nothing you type leaves your phone.
You get a draft for a lawyer to review, not a Will you can sign.
89 responses
If a willmaker dies and before the will is read, does the exteneded family have the right to temper say sell or take some of the properties of the dead.?
Example a willmaker extended family have informed the widower to stay away from the cocoa farm of the willmaker. They are saying they are going to sell the harvest of the cocoa for processing of the will to be read? Is it allowed
Thanks for reaching out to us.
It is a criminal offence for anyone to meddle with the property of a deceased person without first obtaining Probate or LA. The offender may be imprisoned or fined, or both.
The reading of the Will is done by the Registrar of the Court and after that you can find a lawyer to help you get Probate or LA.
Please how does the seal looks like or any seal can be used
In Ghana a seal is usually red wax that is melted onto the edges of the envelope. Any other suitable red adhesive may be used as a seal.
Please, Is it possible to apply for a copy of the will after it has been read at the court?
Hello Victor,
Thanks for reaching out to us. Yes, after the reading of the Will, the lawyer, executor andd/or beneficiaries may request for a certified true copy of the Will and the Registrar will issue it after payment of some fees.
Hello, please may I know if you can include properties which is yet to be acquire to your will , or is only available properties? ( By saying, add any properties achieved after my will ) thank you
Hello Abigail,
A testator cannot Will property which he does not own to a beneficiary. Every property in the Will must belong to the Testator. There is a way to include properties yet to be acquired in a Will. It is done by inserting a “residue clause” into the Will. The residue clause determines what happens to all the properties that are not mentioned in the Will but which exist and belong to the Testator at the time of death.
As the child of a deceased parent how can I view her will she made?
Hello Mr. Safo Owusu,
Thanks for reaching out.
There are a few options available to determine where or if a deceased person made a Will.
1. Usually the deceased would inform the executor or a trusted person of the will at the time it is made so that person ought to announce the existence of the WIll to the family.
2. The lawyer of the deceased may also have a copy of the Will
3. A formal search at the Registry of the nearest High COurt may also reveal if there is a Will.
Once the Will has been traced, it will be unsealed at the High COurt for the first time and read to the family members. Then copies can be made available.
Hello
My dad left a will sharing all properties among us and our step mother however my step mum insist the school handed over to all of us is registered in her name so she wants to claim it all.
Can a registration of a company surpass a written will.
Thank you.
Hello Derek,
Thanks for reaching out to us. We have responded to you privately by the e-mail you provided. We do not respond to personal legal issues publicly in the comments section.
Please use our WhatsApp platform or Ask A Lawyer contact form for personal enquiries.
Thank you.